It has been interesting to watch the coping mechanisms for purveyors of enterprise IT hardware and software as they grapple with the disruption of cloud services. Over the years, their reactions have traced an arc akin to the Five Stages of Grief.

First came dismissal (“the cloud is too immature, no one will use it”)

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provision for loan losses by commercial banks in the country has dropped, reflecting an improvement in loan repayment.

This was revealed by the nine-month results of some of the banks quoted on the Nigerian Stock Exchange (NSE) released recently, and was compiled by THISDAY.

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, sensible that any attempt to reason with or sooth her would only increase the irritation. She talked on, therefore, without interruption from any of them till they were joined by Mr. Collins, who entered with an air more stately than usual, and on perceiving whom, she said to the girls,

"Now, I do insist upon it, that you, all of you, hold your tongues, and let Mr. Collins and me have a little conversation together."

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Will the generation which is fighting this war—such of them as may survive—be content to go back to the old barren wrangle when it is done? Will those others who have lost husbands, sons, brothers, friends—all that was dearest to them except the honour and safety of their country—will they be found willing to tolerate the idea of trusting their destinies ever again to the same machines, to be driven once more to disaster by the same automatons? To all except the automatons themselves—who share with the German Supermen the credit of having made this war—any such resumption of business on old-established lines appears incredible. There is something pathetic in the sight of these huckstering sentimentalists still crying their stale wares and ancient make-believes at the street corners, while their country is fighting for its life. They remind one, not a little, of those Pardoners of the fourteenth century who, as we read in history books, continued to hawk their Indulgences with unabated industry during the days of the Black Death ageLOC me.

It is necessary to offer a few words of explanation as to how this book came to be written. During the months of November and December 1912 and January 1913, various meetings and discussions took place under Lord Roberts's roof and elsewhere, between a small number of persons, who held widely different views, and whose previous experience and training had been as different as were their opinions .

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